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|" ACCRA Julian Draxler Germany Jersey , Feb.19 (Xinhua) -- The Ghana Football Association (GFA) announced the appointment of Mas-ud Didi Dramani as the permanent head coach of the men's U-20 national team on Friday.
Dramani, who is the FA's Youth Development Officer, will be assisted by former Ghana international Yaw Preko ahead of the 2017 Africa Youth Championship qualifiers planned to begin in April.
Dramani will also be assigned other duties with the GFA in consultation with the Technical Committee, the GFA said in a release.
Before this appointment Joshua Kimmich Germany Jersey , Dramani had served as coach of the Black Maidens team that won bronze at the 2012 FIFA U-17 Women's World Cup in Azerbaijan, former league champions Asante Kotoko.
He also qualified the U-20 women's side to the 2016 World Cup in Papua New Guinea.
The Black Satellites are currently in camp at the Ghanaman Soccer Center of Excellence at Prampram, preparing for upcoming assignments.
NAIROBI, May 2 (Xinhua) -- Commercial banks have raised their stake in Kenya's domestic debt by 4 percent in the last two months as they seek to make up for reduced earnings in a tough lending environment.
The increase from 51 percent at the end of February to 55 percent at the end of April means the banks have lent more money to the government through Treasury bills and bonds Jonas Hector Germany Jersey , Central Bank of Kenya (CBK) data shows on Tuesday.
Kenya's domestic debt currently stands at 19 billion U.S. dollars up from slightly above 18 billion dollars in February.
This means commercial banks have lent to the government some 10.5 billion dollars with the remainder being shared by parastatals (6 percent), insurance companies (7 percent), pension funds (28 percent) and individual investors.
Kenya introduced changes to commercial banks' lending regime last September, capping interest rates at 4 percent above the CBK rate Jerome Boateng Germany Jersey , which currently stands at 10 percent.
The law pushed down lending rates of some commercial banks by half as the charges before the law ranged at between 18 and 28 percent.
Though introduced in the third quarter of 2016, commercial banks earnings declined last year, with the drop being blamed on the law.
Kenya Commercial Bank (KCB), Barclays Bank Ilkay Gundogan Germany Jersey , Equity Bank, NIC Bank and Stanbic are among the big banks in the East African nation which recorded decline during the period.
KCB, the country's largest bank by assets, posted a flat net profit of 191 million dollars Emre Can Germany Jersey , NIC Bank recorded a 3.3 percent decline in earnings, Barclays Bank 12.6 percent and Stanbic Bank 9.9 percent.
Kenya Bankers Association chief executive officer Habil Olaka recently said lenders are currently diverting more funds to Treasury bills and bonds and other opportunities in the forex market rather than lending to borrowers
"The government debt borrowed through Treasury bills and bonds is less risky and more profitable in the wake of the rate capping law," he said.
On the other hand, private sector lending growth fell to 4.3 percent in 2016 compared to more than 17 percent a year earlier Christoph Kramer Germany Jersey , according to the Central Bank.
Besides investing in government securities, Kenyan banks have embarked on other measures to protect their profits in the changed environment, which include closure of branches and moving services online and on mobile phones.
At least 10 financial institutions out of the 42 that operate in Kenya have announced job cuts and closure of branches, with close to 2 Blank Germany Jersey ,000 workers being affected and 20 branches closed.
Kenya has further witnessed a number of acquisitions in the sector, especially in the second half of 2016 and early this year, involving mainly smaller banks that have found the going difficult.
The International Monetary Fund (IMF) is among leading institutions that have called on Kenya to do away with the capping of interest rates, noting it is not good for Kenya's economic growth.
Analysts reckon that the full impact of the law will be felt this year Bernd Leno Germany Jersey , therefore, commercial banks are set to lend more to the government to protect their income as they engage in more cost-cutting measures.
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